Business Loans

Business Loans for Small and Medium Enterprises

Business loans are an essential option for any type of growing companies that are in the phase of expansion.

Since expansion requires additional funds which can’t always be managed through a daily or routine sales income of a company because most of the companies are revolving on a marginal profit. Business loans help companies to buy more stocks/materials, move to bigger space/office/shop, buy new machinery, increase working capital, etc.

Loan amount upto 3 Million AED

Apply Now


All type Small and Medium Size Companies

More than 1-year-old business

Last 6 months total turnover above 500,000 AED

6 months to 12 months bank statements

Any Nationality

VAT Documents if applicable

Business Segment

Most of the Businesses are eligible for this loan, some of them mentioned below

  • General Traders / Shops
  • General Traders / Shops
  • General Traders / Shops
  • General Traders / Shops
  • General Traders / Shops
  • General Traders / Shops
  • General Traders / Shops
  • General Traders / Shops

Getting a Loan is Tough?

It’s a known fact, that getting a business loan in UAE for an SME or Startup, is not an easy task.

You must be well aware, that almost all start-ups are doomed to failure within the initial years, therefore, the banks would be taking a large risk, acceptive applications of start-ups. As a result, before you’ll be able to apply for any business loans with the bank, you would like to possess many years of productive operations behind your back, a decent credit history, a definite turnover and showcase, how you are going to guarantee the loan re-payment.

The next significant question would be what are the banks trying to find once reviewing your application. to place it easy, there’s no rule of thumb within the UAE. each bank is different in their policies and procedures.
Cash flow is usually overlooked within the day to day operations of an organization. Banks but pay clear attention to a company’s income through daily operations. this is often because of the actual fact that it’s a transparent indicator of a company’s monetary health.

Business owners and Business management must have sound knowledge in their area of expertise. Banks typically notice that SMEs or Startups, don’t have adequate knowledge on the same. Lack of experience and knowledge will be a concern to the banks. Therefore, it’s vital for the management of the entity to prove that they have adequate knowledge and experience to make sure the success of the enterprise.

A proper Business plan is another important factor. This could appear rather obvious; but, a transparent well-structured business plan is significant for the success of getting a loan. The banks can scrutinize the business plan to find out if the business contains a clear vision and realistic expectation for its success. Although your application is perfect and meets all the necessities, a poor business plan is often the reason for being rejected.


FINPRO is a financial intermediary with an exclusive focus on Business Loans,
Vehicle Loans, Home Loans, Machinery Finance, etc.

FINPRO is a team consisting of experienced financial advisors with decades of experience In Business Financing Products.

We facilitate these loans from our Authorized Lending Partners.

Apply Now